my latest craiglist ad is serious....

$250000 / 2br - PreApproved, first time home buyer (Los Angeles)

Skin in the game...Heard the expression before..you know what it means????..# 1 question you ask your self is Am I ready to purchase a home???, DO I have a down payment?("skin in the game") # 2 question you ask yourself...Am I pre approved?..# 3 question how important is it for me to accomplish this goal ?...I asked how important is getting the deal done, finished, door open, key in hand. Laugh but it's the essence of this advert. I'm so so serious...So many aren't. Why waste your time if you're not all the above. I'm the Facilitator, you need me I need you on my team...are you ready, Pre Approved first time home buyer? I have homes in all income ranges to show you anyday sunday through saturday...You wanna deal,you wanna finish this goal?...I know it's fustration dealing with going out looking, waiting, emotions up and down. I know, I know. but like a great team, you need a captain. Hire me. I will be there to answer your questions, show you the properties that meet your expectations and help you decide which one you want, that's worth the wait, the time, your and mine effort to make this as simple as possible. to make buying your home a good experience.

I'm adding this to the blog...

Oh by the way...the current intrest rates are low but are creeping higher...just a little every day, which means the banks are slowly reducing the amount of house (loan amount) you may qualify for.

From http://mortgage-x.com/general/mortgage_indexes.asp
CMT: Weekly Average Yields
Averages of Business Days
Week
Ending
May 29 June 5 Jun 12
1 Month 0.148 0.086 0.090
3 Months 0.160 0.150 0.188
6 Months 0.300 0.290 0.314
1 Year 0.485 0.496 0.556
2 Years 0.953 1.024 1.356
3 Years 1.472 1.586 1.962
5 Years 2.382 2.582 2.884
7 Years 3.137 3.308 3.530
10 Years 3.588 3.696 3.888
20 Years 4.465 4.546 4.672
30 Years 4.480 4.542 4.678
Year
Week 2009
# 22 2009
# 23 2009
# 24

procrastination....sometimes bad, sometimes good.

There are many levels of procrastination that either help or hinder a transaction...this is what we do..we help facilitate the transaction involved with a transfer of ownership of a real estate/property. Whew, that's a big sentence, but essentially if you wait to decide, you must know what the circumstances are that can help you...

I believe the time it takes to make a decision is based on not having enough information to know how to make a decision to accept the terms of the contract and recieve the aquisition. So that's a good reason to wait or procrastinate...

Now there is the opposite reason to stall a decision when you are not ready. And not being ready has a multitude of reason to not make a decision to sign and accept what you want. I don't need to explain excuses but it is related to the reason why it is good to wait but like a bullet in a chamber once fired you can't put it back.

My suggestion and the reason I blog this issue is because to empower your self with a confident decision is a wonderful life changing experience...even on the most minute, infantile level.

To satisfy yourself and not delay your joy...take the time to do your research, once you get all the facts,,,maybe make a checklist..verify you completed the list and then decide confidently.

At that point, procrastination is not an issue to quote "To think too long about doing a thing often becomes its undoing." ~Eva Young