my latest craiglist ad is serious....

$250000 / 2br - PreApproved, first time home buyer (Los Angeles)

Skin in the game...Heard the expression before..you know what it means????..# 1 question you ask your self is Am I ready to purchase a home???, DO I have a down payment?("skin in the game") # 2 question you ask yourself...Am I pre approved?..# 3 question how important is it for me to accomplish this goal ?...I asked how important is getting the deal done, finished, door open, key in hand. Laugh but it's the essence of this advert. I'm so so serious...So many aren't. Why waste your time if you're not all the above. I'm the Facilitator, you need me I need you on my team...are you ready, Pre Approved first time home buyer? I have homes in all income ranges to show you anyday sunday through saturday...You wanna deal,you wanna finish this goal?...I know it's fustration dealing with going out looking, waiting, emotions up and down. I know, I know. but like a great team, you need a captain. Hire me. I will be there to answer your questions, show you the properties that meet your expectations and help you decide which one you want, that's worth the wait, the time, your and mine effort to make this as simple as possible. to make buying your home a good experience.

I'm adding this to the blog...

Oh by the way...the current intrest rates are low but are creeping higher...just a little every day, which means the banks are slowly reducing the amount of house (loan amount) you may qualify for.

From http://mortgage-x.com/general/mortgage_indexes.asp
CMT: Weekly Average Yields
Averages of Business Days
Week
Ending
May 29 June 5 Jun 12
1 Month 0.148 0.086 0.090
3 Months 0.160 0.150 0.188
6 Months 0.300 0.290 0.314
1 Year 0.485 0.496 0.556
2 Years 0.953 1.024 1.356
3 Years 1.472 1.586 1.962
5 Years 2.382 2.582 2.884
7 Years 3.137 3.308 3.530
10 Years 3.588 3.696 3.888
20 Years 4.465 4.546 4.672
30 Years 4.480 4.542 4.678
Year
Week 2009
# 22 2009
# 23 2009
# 24

Short sell bidding..Multiple offers???? OMG!!!

Hey I respect the fact that the owner decided to opt out...ok now the bank is left with the crap....so whacha do with lemons????....Make lemonade!!!!

So now they have these homes and they are selling the good candy to the highest bidder...."sounds like good buisness to me..." I give props to the banks..but people you should realized a house is a home..this not a good investment for the short run..it should have never been that way in the first place...Buy a home, and please live in it...

Oh one more thing..it will go down in value...for the first years..but historically..by 2014 (5 years) I can see and feel the population factor will push the prices back up. Yaaay!!!

Mother's day caravan to Norwalk and Carson

Well well well.....I need to show properties and at first i was in a state of shock to jump in the calling the listing agent water but out of all the 9 properties I wanted to see..I talk to only 1 agency, who had multiple offers and was putting the status of the home in pending mode...Hmmm I thought...must have been a nice property..So now I'm amp to call the others and no answer and answering machines dire my hopes of connecting with anyone...IT'S Mother's day right??...gotta remember and honor our mom's..and family, which is the best reason for finding a home for my client...remember!!! everybody has to live somewhere...How about a new home?